There’s a lot of advice available about pensions and planning financially for retirement. There’s a lot less about planning for a healthy and happy retirement. Obviously it’s important to plan so that you have enough money when you retire but it’s important to plan for the other aspects as well.
Retirement should be a positive experience, something to look forward to as you enter the next phase of your life. My husband retired last year – something he had looked forward to for years. He is a keen model maker and reader and by the time he stopped working he had a number of projects lined up that he couldn’t wait to start and a pile of books waiting to be read. At the end of every day he smiles at me and says “Well that was another great day!”
So, if you are getting closer to retirement, what plans have you made? Are you thinking about carrying on working but doing something different? Perhaps you are looking forward to spending more time with your family or travelling or pursuing your hobbies. This may be your opportunity to do some voluntary work.
If you’re not sure yet what you want to do, start writing down some options, things you enjoy doing, places you like going to, people you want to see etc. You may need to do some preparatory work before you stop working. If you enjoy being with other people this might be the time to join a club or organisation. You might want to brush-up some skills by enrolling for an evening class or an on-line course.
Also plan for your physical health and emotional wellbeing by reviewing your eating habits and your exercise routines.
Start planning for a happy retirement and remember “Vision without action is a daydream; action without vision is a nightmare” Japanese Proverb